You can securely lend & borrow both crypto and fiat currencies with ease and stake your MELD tokens for APY.
MELD is a decentralized and trustless lending protocol using the Cardano Blockchain, including smart contracts, and governed by the MELD token. It provides a fast, safe, and transparent set of tools for anyone to lend and borrow crypto and fiat currencies.
MELD lends fiat currency provided by lenders to borrowers that collateralize cryptocurrency in a MELD smart contract. The lender receives a high interest rate from secured investments, whilst the borrower can maintain their crypto positions and see them grow, which has an average annual rate of 32% (BTC IS 196%) CAGR. MELD stakes the collateral in community-managed Vaults (LPs) generating yield, with 40% going to MELD stakers and 60% to various other functions such as products, treasury, development and operations.
Djed is a stablecoin, based on algorithmic design. It uses smart contracts to ensure price stabilization, and that the coin will be useful for decentralized finance (DeFi) operatio
Cardano Gold is merging what we believe to be the 2 best crypto use cases: Store of Value and NFTs.